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The narrator reflects on responses to the US financial crisis of 1837, focusing on a family whose daughter is about to be married, and offers an alternative to panic and despair.

A young man borrows money from his intended fiance's father and, after the stock market collapses, is estranged from her and family. Unbeknownst to the other, he works to repay her father, and she remains true to her love for him.
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