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The narrator provides several examples of people who died, and questions whether their deaths should be attributed to God's will or human actions.

A young woman and her mother find themselves in reduced circumstances after a fire that devastates New York City. The daughter is supported in her efforts to earn a living by an older female friend of the family, who narrates the story, and a mature…

The narrator, a self-described "old married man," compares and contrasts the entertainment offered in a single evening by a range of New Yorkers of different classes and ages.